The quick credits that still allow you to book a trip for Easter

One week from Thursday and Good Friday, we still have possibilities to organize a trip that allows us to disconnect from daily stress. According to data, April was the fourth month last year in which the most overnight stays in hotels were made in our country. A date that coincided with Easter.

Therefore, it is a period that people usually choose to change their destination and treat themselves to knowing the world. If we are planning to make a getaway to another country taking advantage of the Week, but we do not have sufficient savings in our account, there are quick credits that we can contract for this purpose that we can get in just a few hours.

Compare the loans that will allow you to disconnect on vacation

Compare the loans that will allow you to disconnect on vacation

There are many personal loans that we can request to carry out the trip that we have dreamed of this vacation. On the Internet we will find some products that we can request without changing banks and avoiding trips to the entity. In addition, they will allow us to obtain between 1,000 and 50,000 dollars depending on the amount we need and the lender we go to. If we invest time buying products, we will find fast credits without commissions with which we will save on the total cost of financing.

In order to get the most out of fast loans, it is advisable to choose both the amount we really need and the appropriate period that our financial capacity allows us. A longer time to refund the money we have requested means more comfortable installments. However, we will also be paying interest for more months. For this reason, we must choose a period adapted to our income, but also as short as possible. In this way, we will reduce the amount of interest that we will have paid by amortizing it for the loan at the time.

Apply for credits online responsibly

Apply for credits online responsibly

In the market we can find many quick credits if we are thinking about traveling. However, before jumping into the pool, we must bear in mind that we are accessing financing to pay for a whim. Therefore, we are going to be paying off this long-term debt. We must apply for any credit product responsibly, choosing both a term and an amount according to our financial capacity.

In order for us to have financial solvency, it is recommended that the total of our debts does not exceed 35% of our income according to data from the bank. If we respect this percentage, we will be able to return the financing in a timely manner and without falling into default. In this way, the total cost of a personal loan will not increase either.

3 tips to save the most when hiring a reform loan for your kitchen

According to a study, 63% of surveyed construction companies believe they will increase their gross profit this year. In addition, one of the most outstanding home improvements is the kitchen, with an average budget of between 2,000 and 15,000 dollars, depending on size, material and labor.

It is true that despite the expectations of entrepreneurs are good, the ability to save of the Spanish has fallen again. For this reason, and not to have to give up the kitchen of our dreams, we will give three tips with which to save money when applying for a reform loan.

Watch the price of your reform loan

Watch the price of your reform loan

According to data published by cronoshare.com, renovating a kitchen usually has an average price of between 2,000 and 15,000 dollars. It is likely that not all of us have so much in our account, so applying for a reform loan can end up becoming a good alternative. Currently, we can go to different ways to get this type of financing:

  1. Traditional bench
  2. Online lenders
  3. Store financing

According to the latest data published by the bank, the average APR for personal loans stands at 8.56%. However, thanks to the appearance of new companies in the sector, we can find prices lower than the average. For example, if we contract a reform loan of 10,000 dollars for five years at 5.95% TIN (6.12% APR), at the end of this period we will have paid:

  • Monthly payment: 193.10 dollars
  • Total subscriber: 11,586 dollars

These conditions are offered by the entity, specifically in its Home Reform Project Credit.

The term, another factor to consider

The term, another factor to consider

Another aspect to take into account is the repayment period of our reform loan. Mainly the loan repayment period will depend on our financial capacity. Even so, it is important to know that the lower it is, the more we will save on our financing.

Try to take out a loan and nothing else

Try to take out a loan and nothing else

Sometimes, when we request a personal loan, they force us to contract other types of services such as: cards, pension plans, life insurance however, by law they shouldn’t. Any product linked to our credit may represent a final increase in its cost.

However, these links are not mandatory, so by comparing the different credits on the market we can find entities that do not require any type of link. In conclusion, comparing different products can help us invest more in the reform of our kitchen and spend less money on financing.